About New Build Mortgage Guide

New Build Mortgage Guideexists because generic mortgage content doesn't answer the questions this market actually has. We publish specialist, regularly reviewed guides — written and checked by a CeMAP-qualified UK mortgage professional — so you can understand your options before you speak to anyone.

We are an information service: we don't give advice, sell products, or make personal recommendations. When a guide covers lender rules, we say where rules differ between lenders rather than pretending one answer fits everyone.

New Build Mortgage Guide is a sister site of MortgageAffordability, whose affordability tools we embed.

The adviser behind this site

Every guide and every lender figure on New Build Mortgage Guide is written and reviewed by Phillip Wakeling-Smith — a practising, CeMAP-qualified UK mortgage adviser with day-to-day experience placing the kinds of cases this site covers. The site itself is an information service and doesn't give personal recommendations — but the person checking the numbers does this for a living, not for content marketing. Phillip also built our sister site MortgageAffordability, where you can read his full profile and editorial standards.

How the lender data is verified

• Lender criteria are taken from lenders' own published criteria and intermediary documentation — not copied from other content sites.
• Where a figure can't be verified against a primary source, our tools say "confirm with the lender" rather than guessing.
• Dated datasets: tools show when their data was last verified, and guides are reviewed when lender criteria or rules change — not on a marketing calendar.

Spotted something out of date? Criteria move constantly — tell us via the subscribe form reply address and we'll re-verify it.