Reviewed 2026-07-13
Skipton new-build mortgage criteria
New-build max LTV (houses)
up to 95% LTV
New-build max LTV (flats)
up to 95% LTV
Builder gifted deposit
No
| Criteria | Verdict | Detail |
|---|---|---|
| New-build max LTV (houses) | Yes |
up to 100% possible via Track Record |
| New-build max LTV (flats) | Yes |
incentives over 2% of price reduce max LTV by 5 points; over 5% declined |
| Builder gifted deposit | No | — |
| Gifted deposit (family) | Yes | — |
| Max LTV (standard) | Yes |
|
Source: lender intermediary criteria, last verified 2026-07-10. Criteria change frequently — always confirm current policy with the lender or a broker.