What would unlock more lenders?
See how many new-build lenders your deposit currently reaches — and the exact deposit level that would unlock the next lender.
This is an information tool, not advice: it shows more lenders whose published criteria you'd meet, not a recommendation, a decision in principle, or a guarantee any lender will approve you.
Worked example: 5% deposit on a new-build house
A buyer with a 5% deposit (95% LTV) buying a new-build house, checked against our full published-LTV panel.
Currently matches 12 of 17 lenders we track on published new-build LTV alone. Raising the deposit to 10% deposit (90% LTV) would add: Barclays, HSBC, Virgin Money, Coventry BS, Darlington BS.
Change the inputs below to model your own numbers.
Your situation
Property type
= 95% LTV
At a 5% deposit (95% LTV), you'd currently match 12 of 17 lenders we track for a new-build house.
Your deposit
Currently 5% (95% LTV)
- At 10% deposit (90% LTV), you'd likely add: Barclays, HSBC, Virgin Money, Coventry BS, Darlington BS
Comparing builder incentives against your deposit? Run the incentive calculator →
Get updates on your options
We'll keep you posted as lender criteria change.
Indicative only, based on published lender criteria (verified 2026-07-13). This shows more lenders whose published criteria you'd meet — it isn't an offer, a decision in principle, or a promise any lender will approve you. Criteria change frequently and lenders apply full underwriting.